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Uncategorized How to Know How Much House You Can Afford [et_pb_section admin_label=”section”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” text_font_size=”14″ use_border_color=”off” border_color=”#ffffff” border_style=”solid”]The mistake many home buyers make, especially first time buyers, is only taking the mortgage payment into consideration when deciding the price of the home they can afford.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_video admin_label=”Video” src=”http://rismedia.com/videos/get_video.php?id=2447″ image_src=”http://rismedia.com/wp-content/uploads/2018/09/2447_preview-1.png”] [/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section] Published with permission from RISMedia.
Uncategorized 5 Tips for Making Health Savings Accounts Work for You Putting money in a Health Savings Account, or HSA, can help you and your family pay for health expenses now and in the future, while giving you a tax break for your contributions.HSAs have been around since 2003 to help people with high-deductible health plans, but they can still be confusing. Here are some tips […]
Uncategorized Down to One Income? It’s Not the End of the World If you purchased your home as a two-income family, the prospect of living on only one income can be daunting if not downright scary.But don’t despair if a sudden job loss, a new baby, or some other life circumstance is putting you in that position. Take a deep breath, take some time to consider, and […]
Uncategorized Rebuilding Your Credit Score [et_pb_section admin_label=”section”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” text_font_size=”14″ use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Do you have poor or little credit? You might want to consider consulting with a reputable credit counseling service.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_video admin_label=”Video” src=”http://rismedia.com/videos/get_video.php?id=2373″ image_src=”http://rismedia.com/wp-content/uploads/2017/02/credit_history_report_665x350-e1498845132640.jpg”][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section] Published with permission from RISMedia.
Uncategorized Apps to Make Saving Easier Saving for a home, retirement, a vacation or anything else can be difficult.The median retirement savings of all working-age families in the United States is $5,000, according to the Economic Policy Institute. Given that many financial advisers recommend having about $1 million in retirement, that leaves many families far short of their retirement plans.Don’t let […]
Uncategorized What Couples Should Discuss Before Retiring Compromise is an important part of marriage. From deciding how much to spend on a new living room set to what to watch on TV tonight, compromise is constant.It can also be a big part of retirement conversations. While agreeing on the financial and logistical issues around retirement is great if you can get there, […]
Uncategorized Staging: The Secret to Sealing the Deal Given that an overwhelming 90% of home searches begin online, how can we move buyers from behind the screen to inside your home? Staging. As your local real estate professional, I thought I’d share this home staging infographic with you. This will help put staging into perspective, and give you some ideas of just how […]
Uncategorized 6 Small and Easy Steps to Improve Your Credit Score The best way to improve your credit score is simple, but not always that easy: Reduce your debt.Paying off your credit cards, or at least paying them down substantially, will not only increase your credit score, but having less debt will probably be more satisfying than a great credit score. And not using your credit […]
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Uncategorized How to Haggle on the Phone for Better Prices Haggling may not be one of the funnest things you’ll do on any given day, but if you’re anywhere near good at it, you can save hundreds or thousands of dollars a year.For people who don’t want to haggle in person or don’t want to send emails back and forth, the simplest option is calling […]
Uncategorized Quick Ways to Get More Cozy [et_pb_section admin_label=”section”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” text_font_size=”14″ use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Want to up your homes cozy factor? Here are some simple ways to add some warm and cuddly. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_video admin_label=”Video” src=”http://rismedia.com/videos/get_video.php?id=2398″ image_src=”http://rismedia.com/wp-content/uploads/2017/10/2398_preview.png”][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section] Published with permission from RISMedia.
Uncategorized Pros and Cons of Wedding Insurance Rain, the bride falling into a pool, a wedding cake falling over, and deposit money that’s lost because the venue went out of business a week ago.What do all of these have in common? They’re all things that can go wrong at a wedding that can be covered by wedding insurance.Some problems can’t be fixed […]
Uncategorized Qualifying for a Credit Card If You Have Bad Credit Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix.All is not lost. Borrowers with bad credit scores can still get approved for a new credit card, though they’ll have to jump […]
Uncategorized Home Sweet Home: What Matters Most to Millennials Published with permission from RISMedia.
Uncategorized 5 Bank Accounts Every Family Should Have Having all of your family’s money in one bank account can make keeping track of your money easier, but it might not help your family meet its financial goals.Instead of one big fund for everything – such as a checking account – you might be better equipped to meet several small financial goals with multiple […]